What major problem do immigrants and refugees in Canada frequently experience?

Immigrants and refugees in Canada often face significant challenges related to language barriers, making "not speaking the language" a major problem. Proficiency in English or French is crucial for successful integration into society, including securing employment, accessing healthcare, and navigating social services. Without the ability to communicate effectively, newcomers may struggle to build relationships, find job opportunities, and understand community resources, which can lead to further challenges in adapting to their new environment.

While the other options represent valid challenges faced by immigrants and refugees—such as housing instability, lack of financial resources, and isolation from family—the inability to communicate in the primary languages greatly exacerbates these issues. Language barriers can hinder one's ability to seek assistance, understand legal rights, and engage with the community, impacting overall well-being and settlement experiences.